2nd Enrollment 2015

Important! January 15th Open Enrollment Deadline for individual & family for 02/01/15 effective date.

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Important! January 15th Open Enrollment Deadline for individual & family for February 1st 2015 effective date.

Blessings on this special evening,  

Individuals

 January 15, 2015 is the second deadline to enroll under individual consumers with enrollment for coverage effective February 1st. This deadline applies to new consumers enrolling for coverage and renewing members with plan changes.  

Tax time

ACA Will Complicate Tax Season For Some. The first tax season involving the Affordable Care Act may hold “several surprises” for millions of Americans. Most taxpayers who received health coverage through their employer will see few changes. But for those who purchased a private plan on the exchange or went without insurance, filing may be more complicated. Please consult your tax adviser to make sure you are in compliance.Covered CA Consumers will begin to receive a notice from Covered California with the new IRS Form 1095-A. This form will help you reconcile the Advanced Premium Tax Credit (APTC) you received for the 2014 benefit year to the actual amount of Premium Tax Credit (PTC) you were eligible for in 2014 based on the actual Modified Adjusted Gross Income (MAGI) that you will report to the IRS on their taxes  

Employers

 Congress Evaluating the Employer Mandate’s Definition of a Full-Time WorkerOne of the big Affordable Care Act headlines this week is whether the definition of a full-time worker will be changed from 30 hours a week to 40 hours a week. Last Thursday, the House of Representatives passed legislation that would change the law's definition of full-time work to 40 hours a week. If passed by the Senate and signed into law, this would reduce the number of workers to whom employers would have to offer health insurance under the law’s employer mandate.  For health, love & beyond,Naama & the team @ A+ Insurance Service

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