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December 15, 2016 is the First Deadline - CoveredCA

December 15, 2016 is the First Deadline for the Individual market: Coverage Effective January 1st, 2017

Telephone:  1-818-508-7177

 

A+ Insurance Service

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Greeting for a great Thursday afternoon, Wow, who would imagine this new era. I receive  constant questions regarding the future of the Affordable Care Act (ACA) and how it could affect our coverage. While we do not yet know the full outcome, we do know that repealing or replacing it would not be a simple or fast process. Sometime I wish I had a crystal bowl. . It’s important to remember that for the time being, the ACA remains the law of the land. Until modifications are specifically made to that law, whether incrementally or on a wholesale basis, the law is still the law. The current 2016/17 Open Enrollment stands. Under The Affordable Care Act, many of us gained access to health coverage under Covered CA, private market, Medi-Cal, or Employer Group Coverage and we truly don’t want to lose it now. Some qualified for subsidies while others were crippled by skyrocketing premiums.  It will be a long process to implement c+hanges to the ACA and our current healthcare market. Repealing the mandate completely would mean that over 22 million people would be without insurance. Indeed, it would be preferable for the new administration to keep the mandate but make revisions to address affordability. I am personally committed to advocate on behalf of the employers and the individual market to figure out what will be the best approach. We aim to keep you informed through timely news alerts, one on one meetings, easy online enrollment, and frequent communications. We will continue to monitor and communicate key regulatory and legislative updates that impact us all. Specifically, we hope to keep the “Pre-existing Conditions” clause, the “Annual Preventive $0 Co-Pay” coverage, and some other great changes that the ACA brought to the healthcare market. As Americans, we must support innovation, transparency, and our ability to be fully engaged in our own wellbeing. It is important that each and every one of you stays informed. As most of you are well aware, Open Enrollment has started and now is the time to review your current healthcare plan and make any necessary changes. You have until 12/15/2016 to secure changes for a coverage start date of 01/01/2017. It is highly advisable to review your employer benefits plan again and decide if it is a good fit for you and your family. Employer benefits are very comprehensive and usually offer full provider network. We strives to help you all to deal with the inevitable price increase of your benefit package in the Individual Market and on your employer options. On the Employer side, A+ negotiates for the strongest package at the most ideal price, ultimately helping employers attract and retain the very best employees.   In the spirit of gratitude, we are truly blessed to be able to service you all, ♥Naama & the A+ Insurance Service TeamThank you NAIFA (Greater LosAngeles, SFValley and Greater Foothills) for hosting me last week and allowing me to share the wisdom of Reducing Healthcare Costs w/ Yoga & Meditation - Discussing the future of Healthcare under the new administration.Left to right: with Dr sion Roy , ca medical association chairman - Medicare sun - committee and current Los Angeles county medical association secretary. Matt Dababneh , CA state assembly member , 45th district and Antonio Portantino, former mayor, la Canada/ flintridge, 8 yer member of its city council, former California state assembly member & recently elected 25th state senate district seat.

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