Embracing a Healthy Summer, 4th of July Blessings, and Smart Care of Health

Embracing a Healthy Summer, 4th of July Blessings, and Smart Care of Health

🌞🌞🌞
As June brings longer days and warmer weather, it's the perfect time to move the conversation to a healthier, more relaxed summer. So, as we celebrate the official first day of summer, celebration of the summer solstice, my birthday, Juneteenth, the full moon in Capricorn and the upcoming 4th of July, the opportunity to slow down can bring immense benefits. There is a time to be ahead and a time to be behind, not just for our minds and bodies but also for our peace of mind, especially when tied to smart insurance coverage in the United States and globally.

😴 The Need for Slowing Down:

In today’s whirlwind pace, summer offers a rare chance to slow down. Embracing a slower pace can enhance sleep, boost immunity, and improve overall well-being. By simplifying our routines and taking the time to breathe, we can fully appreciate summer's joys, from vibrant landscapes to tranquil evenings. This slower pace can also encourage personal reflection, inviting us to spend more time within ourselves and fostering mindfulness and self-discovery.

✈️ Travel Light, Live Light

For those planning summer trips, traveling light is key. Packing versatile clothing and essential items can ease our journey. This not only lightens our physical load but also reduces mental clutter.

💧 Stay Hydrated and Eat Light:

Summer heat makes hydration crucial. Always carry a reusable water bottle and enjoy hydrating foods like cucumbers and watermelon. Lighter meals with salads, fruits, and lean proteins can energize and comfort us. These small steps contribute significantly to feeling revitalized.

🌳 The Joy of Stay-cations:

Sometimes, the best vacation is right at home. Explore local parks, indulge in backyard activities, or explore new hobbies. Spend time in NATURE!

🧘🏻 Mindfulness and Relaxation

Incorporating mindfulness practices such as meditation and yoga can enhance our summer experience. These practices help you reconnect with yourself, promoting relaxation and mental clarity. Simple routines like morning meditation or evening yoga sessions seamlessly blend into a slower summer schedule, amplifying its benefits.

As we approach the 4th of July long weekend celebration, I hope we can all celebrate with mindfulness, freedom, and gratitude. 🎇🎆
Enjoy the festivities, knowing that careful preparation and adequate coverage support our health and well-being. Healthcare providers are usually less busy during the summer than in the last quarter of the year. Schedule our ANNUAL PHYSICAL; I just took mine😊 to ensure we are all on track with the available healthcare services. 

May this summer and holiday bring blessings and fill our life with the best possible energies.

One more thing to mention - I hope you are all on the same page as we wish for peace, peace, and some more peace!... and
#BringThemHome

Peace in our hearts, souls, and connections,
❤ Naama & the RightPlan Team

Employers

Enhancing employee satisfaction and fostering greater engagement in accessing benefits are desirable and crucial for our organization's success. To achieve this, we must adopt a healthy, strategic, holistic approach that recognizes employees and employers as key stakeholders. This approach is part of the conversation and the foundation of our efforts to cultivate employee loyalty and trust.

🔖 Understanding Needs: The value of gathering feedback through surveys and focus groups cannot be overstated.
🔖  Communicating continuously: Regular and transparent updates via emails, newsletters, or portals keep everyone informed and build trust.
🔖 Simplifying Access: The key to making benefits easy to access lies in using user-friendly platforms, which will enhance employee satisfaction.
🔖 Enhancing Offerings: Flexible, customizable benefits cater to various life stages, driving loyalty and positioning any employer as supportive.
🔖 Providing Continuous Education: Ongoing learning opportunities through courses and webinars increase engagement and value.
🔖 Encouraging Utilization: Introduce incentives for engaging with benefits. Employee testimonials can motivate and build trust.
🔖 Reviewing Regularly: A feedback mechanism ensures benefits remain relevant and valuable.
🔖 Promoting Work-Life Balance: Flexible working options and support services such as therapy and mental health off days.

Working with many types of professionals, we can share advice that boosts satisfaction and engagement by addressing employees' and employers' needs, communicating effectively, and simplifying access. A proactive and flexible approach ensures benefits are essential and appreciated, enhancing loyalty and trust.

Covered CA

How to Avoid Unexpected IRS Bills for Subsidized Health Plans
We understand the importance of financial stability and want to help you avoid unexpected IRS bills due to subsidized health plans. In California, the ACA helps make health insurance more affordable with subsidies. However, shifts in your income or family situations can cause discrepancies, leading to unexpected IRS bills.
✅ Income Changes: Changes in earnings during the year affect your subsidy eligibility - report it immediately!
✅ Marital Status Changes: Getting married or divorced changes your household income.
✅ Employment Status Changes: Changes in jobs, whether losing or gaining employment, impact your annual income.
How to Avoid Unexpected Bills
✅ Regularly Update Your Income: Update your income information with Covered California.
✅ Know Your Repayment Caps: Be aware of the limits on how much might need to be repaid.
✅ Estimate Conservatively: When reporting income, consider estimating a bit higher than expected to avoid underestimations.
Steps to Take if You Get a Bill
✅ Review Notices Carefully: Understand the reason behind the IRS bill.
✅ Seek Professional Assistance: Consult with a tax professional for guidance.
✅ Set Up Payment Plans: Explore IRS payment plan options if you can't pay the full amount.
Budgeting Tips to Prepare
✅ Set Aside Savings: Regularly save a portion of your income for potential tax payments.
✅ Use Tax Calculators: Estimate your tax bill using online tools.
✅ Monitor Your Expenses: Keep track of your utilities, groceries, and healthcare costs.
Specific Advice for California Residents
✅ Utilize State Resources: Stay informed and updated with Covered California.
✅ Reach out to us for help and support.

You can manage your health plan effectively and avoid unexpected IRS bills by staying proactive and informed.

Medicare

Recent Medicare scams are on the rise. Here’s how you can stay safe:

Common Scam Tactics:

Scammers call and solicit as Medicare representatives may call you, using urgency or familiar organizations to deceive you.

 🙄 Protect Yourself:
Never Share Personal Information:  Medicare will not request your Medicare number, Social Security number, or banking information over the phone.
Hang Up on Suspicious Calls: Disconnect immediately if a call seems suspicious.
Verify and Report: If in doubt, contact Medicare at 1-800-MEDICARE (1-800-633-4227).

🙄 Tips for Online Safety
Please don't click on suspicious email links or provide personal information.
Verify the email sender's identity before responding!

 🙄 Extra Safety Tips
Register with the National Do Not Call Registry to reduce telemarketing calls. Regularly review your Medicare statements for discrepancies.

Stay informed about the latest scams via the Medicare website, or always CALL US to verify!
We are committed to sharing the safest ways to manage your Medicare policies. 

🌟 Celebrating International Yoga Day 🌟

🧘🧘‍♀️🧘‍♂️June 21^st, 2024: Reflecting on a transformative year of integrating yoga and meditation into U.S. healthcare and globally, we've partnered with leading brands to sponsor sessions at top conferences. Supported by our clients, family, friends, and new advocates, the impact has been phenomenal, driving wellness and serenity in our fast-paced lives. I'm eager to collaborate with new partnerships to further promote and take the well-being conversation. Let’s enhance this journey together! 🧘🧘‍♀️🧘‍♂️

Naama opened a morning in KeyWest with a Meditation and Dance session sponsored by MedWatch, LLC while spending some valuable time with amazing leaders while there were so many nuggets, 🎯 This one was so important and connected to the ever-changing, ever-crucial healthcare benefits industry.

National Men’s Health Week

We celebrated National Men’s Health Week from June 10^th – 16^th. We'd like to highlight some important facts related to the health of men.

Dr. Vikas Mehta of Mayo Clinic highlights key symptoms men should address with their doctors as timely medical intervention can significantly improve health outcomes.
Click here to find out more

National Cancer Survivor Month

June marks National Cancer Survivor Month.

This conversation can help us move forward, as cancer is still considered taboo in many cultures. People sometimes refer to cancer as "it" or "the disease" without even saying the word "cancer." Superstition plays a role in this, but if we avoid addressing the issue, we won't be able to heal ourselves or understand why so many people need to go through this unbelievable and challenging disease.

Let's shed light on preventative options and examine cancer. Cancer is a significant health concern that affects millions of people worldwide. Fortunately, some cancers can be prevented with appropriate screening, and early detection may improve the chances of successful treatment.

Available cancer screenings include the following:

•              Colo-Rectal Cancer Screening

•              Breast Cancer Screening

•              Cervical Cancer Screening

•              Lung Cancer Screening

•              Prostate Cancer Screening

•              Skin Cancer Screening

•              Galleri Multi-Cancer Early Detection Blood Test

The frequency of screening depends on an individual’s age, risk factors, personal health history, and family health history. Before deciding on screening, patients should discuss the purpose of screenings, their benefits and limitations, and any possible harm of the screening, with their primary care provider.

Don’t wait to be sick to take care of your health - Bhringaraj

Bhringaraj, one of the star ingredients in some of the best-selling hair formulas, goes by the Sanskrit name kesharaja, or “king of the hair.” This small but powerful plant has tiny protective hairs and dark inner juices, reflecting its superpower of supporting healthy, rich-colored hair on our heads.

While its affinity for the hair and scalp often steals the show, bhringaraj is also known to:               

•              Support a calm and settled mind*

•              Support healthy skin and a clear complexion*

•              Support healthy nails, bones, and teeth*

•              Support healthy function of the liver and lungs*

What we are reading

The Genius of Israel: The Surprising Resilience of a Divided Nation in a Turbulent World

This book explores the remarkable resilience and innovation of Israel, highlighting how the nation thrives despite deep divisions and external challenges.

3-step process to break bad habits
Nir Eyal is one of my favorite authors – This article is a great reminder of how ‘simple’ it can be to break bad habits 😊 
Follow these steps, and let's watch together how we can unfold.

Travel 

Global Coverage for a Peaceful Summer

It is vacation season, which means it is time to detox our minds.

Summer can be busy with traveling, shifting schedules, and so much more. But it can also be a worrisome time if you are traveling and don't have the appropriate health insurance coverage.
Whether staying in the U.S. or traveling abroad, comprehensive insurance coverage protects you. This peace of mind allows you to explore and relax fully, knowing you have support no matter where you are.

USE THIS LINK TO ENROLL
 🔽
 Get Travel Insurance 

Wishing you safe and peaceful travels,

From Naama, and the RightPlan team 💙