The Gap Between Our Physical and Mental Health

⚕️ HEALTH SHOULD BE OUR PRIORITY ⚕️

This summer has been incredibly hectic. Do you feel it as well? The ongoing crises, from hostages remaining unreleased to wars raging and political instability, have undoubtedly taken a toll on our mental health. All this is topped off with an intensely charged global election season, Biden stepping down, the conversations about him being dead, and so much noise—wow.

Regardless of where you stand on the U.S. elections and candidates, we witnessed Donald Trump's assassination attempt right before our eyes – crazzzzzzyyyy!!! symbolizing for me; the extreme gap we experience in the U.S. between physical and mental health. Amidst this turmoil, my son looked at me this week and said, "You know, the world doesn’t feel the same." His words brought me deep sorrow and reminded me how essential it is to confront the challenges we face, especially in our healthcare ecosystem. Trust me; it’s all about the health and the care! This crisis is not just a statistic; it's a personal experience for many of us.

This chaotic new world must remind us that revisiting and ensuring our focus on healthcare policies is crucial. Mental health has reached a crisis point, and the time for action is now. The stark reality is that our mental health care is lacking, and there is a significant gap between how we treat physical and psychological health. The scariest thing is that healthcare, which used to be a top-three agenda item in every past presidential election, is now not even the fifth or sixth item on the list.

Our health narrative is distorted. We have inadequate coverage for mental health, meaning that many people who need mental health services cannot afford them, and a meagre network of providers makes it difficult for those who can afford it to access care.

Ask the right questions and ensure that we know we are the ones to bring and re-imagine change for us. We all have the power to make a difference. My goal is to be courageous, creative, and unique so that I can radiate. I hope you all do the same. Let's be the change we want to see in our healthcare system.

Big HUG for a safe and secure month,
Love, Naama & The RightPlan team

Employers

Thrive AI

‼️ Employers that encourage their employees’ use of generative AI for personalized health tips see HUGE results. To stay fit and access fitness communities, employees track every calorie burned and step taken. This has led to a breakthrough:

‼️ Introducing Thrive AI Health by Sam Altman and Arianna Huffington. This innovative venture revolutionizes health coaching through AI, peer-reviewed science, and your data.

‼️ For Employers, the benefits are substantial:

Enhanced Productivity: AI-driven health tips lead to healthier employees, reducing sick days and increasing productivity.

Cost-Effective: Thrive AI reduces healthcare costs by providing 24/7 health advice, minimizing the need for doctor visits.

Employee Engagement: Offering AI health coaching as a benefit boosts employee morale and loyalty.

‼️ For Employees, the benefits are numerous:

Personalized Health Advice: Thrive AI offers tailored recommendations on sleep, diet, exercise, and stress management.

24/7 Accessibility: Unlike traditional healthcare, AI coaching is always available, making health advice timely and stress-reducing.

Simple Prompts: Easy prompts like "Take your meds" or "Eat this" help integrate healthier choices into daily routines effortlessly.

 ‼️ In summary, Thrive AI Health provides a comprehensive health solution for both employers and employees.

Covered CA

Kaiser Permanente

Important Update: Kaiser Is making significant changes to their payment and membership portal –Covered CA

They have successfully launched their new membership system, KP MembershipConnect (KPMC), for their Kaiser Permanente Individuals and Families (KPIF) members enrolled through Covered California. This new system is a significant step towards a more efficient and user-friendly experience for their members, customers, brokers, and other partners across all lines of business over the next few years.

If you are under the private Kaiser coverage and an automatic option –

 --- There are some actions that you need to take:

 On July 22, 2024, members in the Kaiser Permanente (KP) California market moved to the new KP MembershipConnect (KPMC) platform. We understand that with this transition to a new premium payment system, the current Health Payment Systems (HPS) experienced a short outage, which may have caused inconvenience. From July 9 to July 21, 2024, Kaiser members could not make premium payments or use PayNow for binder payments using the current premium payment system.

• Please remember to pay in the new premium payment system as soon as possible. A letter or email with step-by-step instructions will arrive this week.

You can also mail a check asap to the billing address found on the July billing statement and mail both the check and payment coupon together or e-mail Omar for any further questions - [email protected]

Dental Health

Key to Wellness

Remember, your dental health is not just about your teeth and gums. It's a key part of your overall health, linked to heart disease, diabetes, and more. By taking good care of your oral health, you're boosting your well-being and staying healthy.

---Importance of Dental Coverage

Dental coverage helps maintain oral health and avoid high dental costs. Preventive care can mitigate severe health issues.

--- Seeing a dentist who is a provider will ensure a discount and negotiated rate by the insurance carriers. When we maintain dental coverage, maximum benefits are always enough.

--- Make sure to ask your dentist which carrier he or she is part of in the IN-Network----

---Ways to Secure Dental Coverage:

✨ Employer Plans: Leverage employer-offered dental benefits.

✨ Individual Plans: Explore individual plans fitting your budget.

✨ Negotiating Costs: Discussing costs with dentists may lead to discounts or payment plans before the treatment.

---Preventive Care Covered by Dental Plan: Regular cleanings, exams, and X-rays are often covered by dental plans, preventing the need for costly procedures in the future.

Investing in dental health is investing in overall health.

Medicare

We are getting ready for the upcoming Medicare Open Enrollment- a reminder for the dates:

October 15^th – December 7^th, 2024, for January 1^st effective date.

 It is CRUCIAL that you start sending us your current list of medications ([email protected]) so we can update and review it. From July 1st, Medicare will be stepping up its support, providing extra help and significant discounts on 64 prescription drugs. This substantial initiative is designed to help you better afford your prescription medications and alleviate the financial strain, ensuring you feel supported and cared for.

Furthermore, many changes are on the horizon for 2025, but we have great news about part D—the prescriptions. Starting in January 2025, there will be a $2,000 annual cap on out-of-pocket prescription drug costs for all Medicare drug plans, ensuring greater financial security. So, at least, this is the news that we want to share as soon as possible.

Starting July 1st, Medicare has enhanced its support by providing extra help and discounts on 64 prescription drugs. This initiative aims to assist you in better affording your prescription medications.

 Click here to find out more

Naama in action 

Naama kicked off the NABIP conference in the benefits industry in Chicago with a meditation and dance session sponsored by a CRM platform, Agency Bloc. This session allowed connection, focus,
and happiness to rise. The subsequent discussions on health, prescriptions, Medicare and employment benefits were a resounding success, making it an
event we can all be proud of!

Last week, Naama led a meditation session at an event in Nashville. For more details click here

Your new pharmacy is Amazon Pharmacy

It’s here to help you save money. To save time. And to save you a trip to the pharmacy. Find low prices on your medication with or without insurance, including savings for Prime members—delivered to your door with a smile.

Forbes Health rates Amazon Pharmacy as best for fastest delivery and gives it 5 stars as well

Grief Support Groups

For those of us who are struggling, have lost a loved one, or have experienced a premature death, we highly recommend joining a grief support group. This can give you a sense of community, understanding, and healing on many levels.

Click here for an option for a recommended grief support group

Don’t wait to be sick to take care of your health - Gotu Kola

Gotu Kola is a small plant characterized by its fan-shaped leaves and is often found in wet, tropical environments.

• Enhances cognitive function: Improves memory, concentration, and overall brain function.

• Reduces anxiety and stress: Acts as a mild adaptogen to lower anxiety and stress levels.

• Improves circulation: Enhances blood flow and strengthens veins and capillaries.

• Supports wound healing: Speeds up healing of cuts, burns, and other injuries.

• Anti-inflammatory properties: Reduces inflammation and associated symptoms.

• Antioxidant effects: Protects cells from oxidative stress and damage.

• Skin health: Promotes collagen production, improving skin elasticity and reducing scars.

• Detoxification: Aids liver function and helps in detoxifying the body.

 Please consult your physician for further information

What we are reading

A Woman Makes a Plan: Advice for a Lifetime of Adventure, Beauty, and Success

In this book, Maye Musk writes an inspiring memoir that combines personal anecdotes with practical advice to encourage us to embrace resilience and reinvention in our own lives.

Travel 

Worldwide Coverage for a Peaceful Summer

It is vacation season » It is time to detox our minds.

Summer can be busy with traveling, shifting schedules, and so much more. But it can also be a worrisome time if you are traveling and don't have the appropriate health insurance coverage.
Whether staying in the U.S. or traveling abroad, comprehensive insurance coverage protects you. This peace of mind allows you to explore and relax fully, knowing you have support no matter where you are.

The Global TeleMD app gives you convenient access to:

A global network of doctors

Medical guidance and consultations (for non-medical emergencies)

Same-day virtual appointments, available 24/7

Multiple language options

Consultation notes sent directly to your phone

Prescriptions and referral letters (subject to local regulation)

USE THIS LINK TO ENROLL
 🔽
 Get Travel Insurance 

Wishing you safe and peaceful travels,

From Naama, and the RightPlan team 💙