• RightPlan
  • Posts
  • Healthcare Open Enrollment 2020 / Vision: It’s Time to Review and Renew!

Healthcare Open Enrollment 2020 / Vision: It’s Time to Review and Renew!

Healthcare Open Enrollment 2020 / Vision: It’s Time to Review and Renew!

phone 818 508 7177      website www.rightplan.com      contact [email protected]

 Healthcare Open Enrollment 2020 Vision!   – The Time is Now! 

  It's Time to Renew!  

  • Options are available on and off the exchange

  • No deductibles, High Deductible, HDHP (HSA) are available

  • No waiting periods / No underwriting

  • Coverage for pre-existing conditions

  • Dental benefits (Kids under 19) / Orthodontia

  • HMO, EPO & PPO with broad or narrow networks of providers

  • New Teladoc benefit

  • New state subsidies for 400-600% FPL

  • Reinstated mandate requiring Californians to purchase coverage in 2020! Penalty is back!

For many

employers,

autumn is benefit plan renewal season and open enrollment for the upcoming year. You really want to make sure to review your options now. Employers offer strong, solid, and cheaper benefits for 2020:

On

:

  • Stronger network

  • Lower maximum out of pocket

  • Lower deductible options

  • Comprehensive benefits

  • Employer contribution

  • Complete Dental, Life, Disability, & Vision packages

Health insurance and out-of-pocket costs are a major expense. Take time to compare coverages and costs, and find the best option for you. Remember that the

team is here to help!

Individual & Family Open Enrollment Dates:

November, 1

. 2019 – December 15

, 2019 for effective date of January 1

. 2020.

Last date to enroll for 2020: January 31, 2020. Then, the market will close unless you experience a Qualifying Event: New baby, Marriage, Divorce or moving from one state to another.

Medicare Open Enrollment Dates:

October 15

, 2019- December 7

, 2019 for January 1

. 2020 effective date.

  • Please make sure to share your current medications list with us!

California Senate Bill (SB) 1021

– Copay Limits on Retail Prescription Drug Pricing

SB 1021 extends the sunset date for AB 339 (Healthcare Coverage for Outpatient Prescription Drugs), which dealt with pharmacy cost-share maximums and formulary standards. SB 1021 limits member cost-shares to the contracted retail price if it is lower than the member's copayment or coinsurance. This means when you purchase an outpatient prescription drug from a participating pharmacy and the pharmacy's contracted rate for the drug is less than your copayment or coinsurance, you pay only the contracted retail price. This cost-share amount is also applied to the member's deductible and out-of-pocket maximum (OOPM), if applicable.

*** Travel Health Coverage:  Remember this holiday season, keep in mind that you need to

, travel with a peace of mind~

Wishing you a beautiful holiday season full of love and many blessings. We are truly feeling grateful, and humble for the opportunity to serve you all. Please remember to take your health in your own hand.

✨ Mind ✨Body ✨Spirit

❤ Naama and the A+ Team!

Ask Us About: ●

●

●

●

●