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Individual Private clients - Its Time to Renew Your policy! 1 (copy 03)

Individual Private clients - Its Time to Renew Your policy! 1 (copy 03)

Its Time to Renew Your policy!

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(818) 508-7177 | RightPlan.com

Its Time to Renew Your policy!

Greetings for a joyful day,

It's time to renew your coverage –

If you didn't review your upcoming 2023 year of coverage, the time is NOW!

We have until 12/31/22 to change, renew, and review your policy for an effective date – of 01/01/23

Please don't wait till the last moment-

Faye Jahangiri, will love to hear from you - [email protected] or by phone/text at 8185087177.

All changes will be effective January 1, 2023. Therefore, December 31, 2022, is the deadline for January 1, 2023, effective date.

Covered CA Options – you want to ensure that you look into qualification under Covered CA.

As a community Covered CA storefront, we see many people who weren't qualified in the past qualifying this year.

Further *** important message for people who are covered under the employer group plan!

Last October 2022, the U.S. Department of Treasury, Bureau of Internal Revenue Service (IRS), released a final rule to address the "family glitch" issue. The family glitch deemed employer-sponsored coverage could be considered "affordable" for the employee even if it was not affordable for family members. Many employees' spouses and dependents were disqualified from eligibility for financial assistance through Covered CA.

Effective December 12, 2022, the new rule will qualify many families for a subsidy! For Effective date of January 1, 2023.

Please make sure to check with our Covered CA department for eligibility -

We would like to wish you a happy holiday and a beautiful New Year –

❤ Naama and the RightPlan Team -

Updates

Program Eligibility by Federal Poverty Level (FPL) for 2023 chart

shows up-to-date income limits and information used for eligibility determinations for coverage effective in the 2023 benefit year.

Changes made through December 31, 2022, will be effective January 1, 2023.

New in Benefit Year 2023: Parent and Step-parent as Dependents

Effective January 1, 2023, there is a new definition of “dependent” under California law for the purposes of enrollment in a Qualified Health Plan (QHP), to include a parent or step-parent that you might have.

Life Insurance