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IMPORTANT Message: Medicare Open Enrollment 2022

IMPORTANT Message: Medicare Open Enrollment 2022 

Hello and happy Fall from the Rightplan.com/A+ Insurance team! 

Fall is in full swing, which means Medicare Open Enrollment season is almost upon us! Now is the best time to prepare for Open Enrollment and take advantage of your Rightplan team's expertise. It is very important to review your options, especially for prescription drug coverage, every year. We are here to help you find the most affordable Medicare Part D plan. 

One key factor in your Part D or Medicare Advantage plan is whether the plan covers your current medications, and at what cost. We can provide a free analysis of your current medication list and recommend the best plan for you for 2022! Our team will make sure that your Medicare supplement plan, Medicare Advantage, and Part D plans are up-to-date and optimized for the maximum most comprehensive, affordable benefits. 

Medicare prescription drug coverage open enrollment will be open from October 15th till December 7th, for plan changes effective January 1st, 2022. Connect with us now to make sure you're prepared to enroll this Fall.

Considerations when choosing a Part D plan or reviewing your Medicare Advantage plan drug coverage:

  1. Your monthly premium varies depending on the plan you choose

  2. Be aware of your brand-name prescriptions, to ensure your needed medication will be covered and at what tier

  3. What the deductible is and whether it applies to brand name prescriptions and/or generic

  4. Copayments and coinsurance costs

  5. If you take insulin, which plans offer special savings

  6. Which pharmacies contract with that plan (there can be a big cost difference)

  7. Whether you will reach the coverage gap during the year, and what that means cost-wise

  8. Finally, the plan's Star Ratings, which shows their track record for handling claims and providing good customer service.

We are here to support and look forward to working with you. Please e-mail: [email protected] so we can help you find the smartest, most cost-effective plan possible. 

Also please remember, the original Medicare does not cover you if you travel outside the US. If you're planning any overseas travel, please contact us for affordable travel insurance, including COVID coverage. 

We are committed to providing you with the best quality of care, and offer a number of ways to connect: via phone, text, live chat on our website, complimentary Zoom consultations, and email. As always, feel free to call us at 818-508-7177 to be connected to the resources. It is our goal to help you get the most robust coverage possible while saving you money.  

With love,

Naama and the Rightplan / A+ team

❤️ ❤️

Traveling with Medicare 

Many of us look forward to our retirement years as a time to relax, travel and see the world. Your choice of Medicare plans will have an impact here, as well. Medicare, except for a few circumstances, does not cover health care outside of the US. It is essential that Medicare recipients purchase reputable travel insurance in case of a medical emergency while abroad.The next time you book a trip, be sure to connect with Rightplan.com to protect against the unexpected.Click here to see the types of plans we offer 

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