🍁 The Multi Faces of Gratefulness & Open Enrollment 2024🍁

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🍁The Multi Faces of Gratefulness & Open Enrollment 2024🍁

🍂🍁🍂 How grateful can we be?

Expressing gratitude, whether in times of abundance or adversity, is a powerful practice that profoundly impacts our well-being. Gratitude is not solely reserved for moments of triumph and joy but also serves as a guiding light during the darkest times. Understanding and embracing the faces of gratefulness enables us to navigate life's challenges with resilience and grace.

The first face of gratefulness is the radiant expression of joy and contentment when everything seems to align perfectly. The warm embrace of appreciation for the blessings, big or small, enriches our existence. 🍂

The second face of gratefulness emerges during adversity. It's the ability to find solace and appreciation during trying times. This form of gratitude can be immensely challenging, but it becomes an anchor, grounding us and providing a glimmer of hope. It encourages us to shift our focus from what we lack to what we have, instilling resilience and grit. This is what I have been doing in the last month; it is tough!

Amidst this process, it's now the time to review our coverage for the upcoming 2024 year. It is often the most challenging time for decisions and the future of accessing healthcare affordably and comfortably.

This month, I've learned to overcome self-doubt and embrace gratitude, even in challenging times. It's been a transformative experience, empowering me to cultivate resilience and face resistance with determination and grace.

Overall, the faces of gratefulness remind us of the inherent power of gratitude to uplift, empower, and illuminate our lives, no matter the circumstances. Amidst life's challenges, the practice of appreciation becomes a beacon of hope, guiding us through our journey with unwavering grace and gratitude. 🍂

So, let's cultivate gratitude and humility to navigate the holiday season actively. I express thankfulness and seek moments of grace; let's uplift ourselves and others, fostering a sense of unity as together we are stronger!

On behalf of our team and myself, I want to thank all our family members, friends, and clients, as well as you all who always support us! 🍂🍁🍂

In-Peace and deep Gratitude,
❤
Naama & the RightPlan Team

November is Long-Term Awareness Month

Did you know that November is Long-Term Care Insurance Awareness Month?

It is time to review your current policy and or get a policy that can allow you access to funds for future needs. It is important to purchase these policies earlier in life as we do need to go through underwriting to be as healthy as possible. These policies are tax deductions for most of the premium as an advantage for many of us; * you do want to consult your Accountant! 🍂

🎉📣Mark Your Calendars! 📅🎉

 🎉 Open Enrollment Dates for Healthcare Industry in 2024 🏥🌟 🎉

 ✅ Nov 1st - Dec 31st: Get ahead of the game and secure your coverage with an effective date of 01/01/2024. This extended enrollment period allows ample time for you to explore the best options available to meet your specific healthcare needs. Don't miss out! 🍁

✅ Jan 1st - Jan 31st: If you've missed the previous enrollment window, fear not! You still have a chance to enroll for coverage effective 02/01/2024. Start the new year healthily by ensuring your healthcare protection is in place.

And let's remember our esteemed seniors! 🧓🏻👵🏾

✅ Medicare Open Enrollment: For those eligible for Medicare, mark your calendars for 10/15/2023 - 12/07/2023. Take advantage of this opportunity to review your current plan and make any necessary changes, ensuring a smooth transition into 2024 with an effective date of 01/01/2024. 

🌈 Health is wealth 🌈

Medicare 

🎉 December 7, 2023, is the deadline. It is the season of Medicare Open Enrollment 🎉

 We need to review your prescription drug coverage for 2024 in Part D or a Medicare Advantage (MAPD) plan.

What do we need from you:

Please email us an updated list of your current medications, the dosage, and the quantity taken.

 We will provide NO COST analysis of your current medication list for 2024! 🍁

In addition, we will make sure that your Medicare Supplement plan, Medicare Advantage, and Part D plans are up-to-date and optimized for the maximum, most comprehensive, affordable benefits.

 We look forward to helping you navigate this confusing and ever-changing market.

 Medicare Part D prescription drug and MAPD coverage open enrollment will be:

October 15th to December 7th,

For plan changes effective January 1st, 2024.

CLICK HERE TO EMAIL YOUR PRESCRIPTION LIST TO OUR TEAM!

[email protected]

🍁

NOTE: The government now requires us to have your approval and an appointment set (which can be by phone) to go over the review results. Also, calls will need to be recorded.

Individual and Covered CA

🍂 Open Enrollment for 2024 began on November 1, 2023, and runs through January 31, 2024. We've been working hard to ensure you all are ready for Open Enrollment – Change – Enroll – Review!!! 

ALSO, PLEASE REMEMBER THAT Oscar will not be renewed, and cancellation will take effect on December 31st, 2023. However, we want to assure you that Oscar will continue to provide service coverage until the end of the calendar year.

 Please consult your doctors and providers to determine which network will be available for 2024. Our team can help you with any questions or concerns during this process.

Please know that we are here to support you in any way we can.

LAPD Community Luncheon

💌🌟 This month, Naama had the privilege of leading a meditation opening ceremony at the 55th anniversary of the PALS | LAPD community luncheon. It was a beautiful experience where she and her audience found inner peace and uplifted each other. 🌈❤️

We are truly grateful for the dedicated police men and women who tirelessly support and protect our community. They deserve our deepest appreciation. 🙌💙

Let's create an atmosphere of unity, compassion, and love by centering ourselves. 🌸🕊️ Together, we can make opening events spaces for mindfulness, compassionate bonding, and honoring those who serve and protect. 🌍✨ 

🍂🍂 Ohm Shanti, Shanti 🍂🍂

You don't have to wait to be sick in order to take care of your health

Drinking warm water with lemon, particularly during the Thanksgiving holiday, can offer a range of health benefits. Incorporating this simple practice before and after a meal and into our routine can support digestion, hydration, and overall well-being for:

👉Digestive Support -can aid in digestion, particularly after a heavy meal.

👉Hydration -Staying hydrated is crucial, especially during times when food and drink consumption may be higher than usual.

👉Immune Support-   Lemons are a good source of vitamin C, which is known for its immune-supporting properties.

👉Detoxification-Lemon contains citric acid, which may support natural detoxification processes in the body.

👉Alkalizing Effect-Balancing the body's pH levels is important for fluid balance in the body.

👉Refreshing Flavor:-The addition of lemon to warm water can impart a refreshing and uplifting flavor, and boost energy.

What we are reading 

The Thankful Book by Todd Parr

This book celebrates gratitude colorfully and engagingly through Todd Parr's signature illustrations and simple, heartfelt text.

Autumn Travel

🍂🍁🍂

Autumn is here....... and it is the best time to travel as nature is showing such beautiful colors.

But to have an unforgettable adventure, you need assurance that your travel health insurance plans have your back! And that's why we are here :)

You don't need to worry about unforeseen medical emergencies - please focus on living your thrilling experiences to the fullest. ☀️

*** Embark on your travels with peace of mind, knowing that our travel health insurance plans have covered you.

Whether you are:

• Traveling outside of the U.S.

• Inbound

• Longer or shorter time

• Traveling the world

....... we have a policy for everyone.

Enjoy your thrilling adventures without worrying about any unexpected medical emergencies. ☀️

*** Remember ***

Before you leave, purchase a travel insurance policy to cover your Pre-Existing conditions and out-of-pocket expenses for you and your family!

For further questions – e-mail – Omar – at [email protected]

From our hearts to yours, we are grateful to be in service,

In-Peace, Naama & The RightPlan Team 🍂🍂🍂

❤