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Spook-tac-ular Halloween
Spook-tac-ular Halloween 🎃👻🧟♀️
Spook-tac-ular Halloween 🎃🎃🎃
🎃👻🧟♀️ Blessings for a great end of this month,
The history of Halloween goes back many centuries. If you are unfamiliar with this holiday, it is the day before the Western Christian feast of all Saints. This celebration took place in early medieval Ireland around November 1 as the beginning of a new year. By the 9th century, it was celebrated as Hallow's Eve – Halloween through Western Christendom.
I am thrilled about this time of the year, even though it is our busiest time and not always pleasant. After all, we are the bearer of bad news of plan changes, rates, increases, the network of providers changing, and communities of employers and families most devastated by our U.S. healthcare system.
On the other hand, there is so much to look forward to.
I hope some of you experience cooler weather, but here in Los Angeles, it is not as cool as it should be. So let's pray for some rain and cooler days.
Halloween marks the first holiday for the 4th quarter's Open Enrollment.
This open enrollment is making me think deeper about how we can motivate ourselves to take further steps towards a healthier, happier us.
This week, I had the privilege to meet a few of the mindset behind 'google for food'. An event that they are hosting by invitation only. I learned that google is investing millions in enhancing their employee's health by providing access to the best possible resources. The main discussion was about how challenging it is for us to adapt to a healthier cuisine style. Taking actions for implementation and participation should be constant to allow us a strategy that can radically change our relationship with food as medicine.
Local availability, access, and family needs are the 2 major topics, and it was clear to me that it is a lifetime journey. Eating and thinking healthier is a tribe action that adapted over time. We lead by example, and our efforts and activities are louder than any conversation.
The team and I are currently working around the clock to help, support, and allow you all to renew on the best possible plan. We started earlier this year and are here to expedite the information as quickly as possible. Please be patient with us as it takes time to review and implement the new 2023 market.
❤
NaamaImportant Open Enrollment Dates
For effective date of January 1, 2023.
Final Rule Implementing Section 1557 of the Affordable Care Act
🧟♀️🧟♀️🧟♀️
*** This is important ***
HHS officially released a highly-anticipated final rule with the intent of ending the ACA "family glitch." Under regulations, employer-based health insurance is defined as "affordable" if the coverage solely for the employee is affordable – making family members ineligible for a premium tax credit.
But now, thanks to the final rule, there will be a revision of the definition of "affordability" of employer-sponsored coverage as it will now apply specifically to the employee's family members. In addition, most of the law goes into effect for the 2023 tax year, meaning family members who qualify can enroll in subsidized marketplace coverage for 2023.
Medicare👻👻👻
We are well underway in the Medicare Open Enrollment. Our team of Medicare professionals can help you review your current Medicare plan to make necessary decisions.
You can change your:
✅Part D Medication Plan
✅Medicare Advantage Plan
✅Elect to revert to original Medicare
Please send us the list of your current prescriptions!Medicare Premiums for Part B
CMS recently announced that this year the premiums for all of us on Medicare Part B will be lower than the previous year: they will decrease to $164.90. The annual Part B deductible will also decrease from $233 to $226.Inflation Reduction Act Impacts
Effective January 1, 2023, the Inflation Reduction Act (IRA) will be in effect for all Medicare beneficiaries.
Covered CA👻👻👻
Covered CA renewal started October 18.
Program Eligibility by Federal Poverty Level (FPL) for 2023 chart shows up-to-date income limits and information used for eligibility determinations for coverage effective in the 2023 benefit year.
Consumers with Bronze Plans May be Eligible for $0 Enhanced Silver Plans
Many of us on the Bronze health plans may be eligible for a $0 Enhanced Silver 94 plan for 2023.
Changes made through December 31, 2022, will be effective January 1, 2023.
Please note that Medi-Cal cannot currently terminate a beneficiary's enrollment until 01/11/23.
Important information about CAA Section 204 Prescription Drug Data Collection Reporting
Beginning December 27, 2022, health insurers offering individual or group health coverage and self-funded (ASO) group health plans must report, to the U.S Department of Health and Human Services through its Health Insurance and Oversight (HIOS) system, annual data on drug utilization and spending trends to the federal government.
The reports include spending on health care services prescription drugs.
This reporting is under the Prescription Drug Data Collection (RxDC) Reporting provision (Section 204) of the Consolidated Appropriations Act (CAA).
The first reports, due on December 27, 2022, are for calendar years 2020 and 2021.
Naama in the Metaverse 🧟♀️🧟♀️🧟♀️
Recently I spent some moments in spaces that will help us move our team's healthcare in the right direction globally -Metaverse at
-
I had the opportunity to enhance the conversation to allow solutions!
It was like I was hosting you in my living room with my artworks displayed while I was leading Meditation as well as a couple of panels:
* Wealth in Web3: Restoring Equity and Building Inclusion around Women**Transitioning Web2 to Web3*
World Mental Health Day🎃🎃🎃
On October 10 we celebrated World Mental Health Day.
Please remember to be kind to yourself and to the people around you, so together we can lift each other up. It's great to check in on yourself and your loved ones.
October- Breast Cancer Awareness Month🧟♀️🧟♀️🧟♀️
Just a reminder that early detection saves lives, so let's ensure self-examination.
Remember, prevention is better than cure!!!
You don’t have to get sick in order to start taking care of your health 🎃🎃🎃
Chiropractic treatments are a way for many of us to remain healthy and fit and to help relieve muscle, bone, or joint pain dysfunction.
Preventative chiropractor visits can treat many areas. The most common reasons for a chiropractic adjustment include:
Stress
Lower back pain
Neck pain
Muscle pain
Headaches
Don't delay it and book your preventative chiropractic appointment visit- here to read more.
Travel👻👻👻
Expats – Outbound – Inbound –
Traveling with style
Fall is in full swing, and while you are planning our fall trip
***
Remember
to purchase a travel insurance policy to cover your out-of-pocket expense for you and your loved ones.
A travel insurance plan will not only cover illness while abroad. Still, it can help connect you with an English-speaking doctor, access telemedicine while abroad, and help with medical evacuation and road assistance situations.
Remember, original Medicare doesn't cover you when traveling internationally.
Let us know if you have any further questions – or e-mail – Omar – [email protected]Enjoy your weekend,Naama & the RightPlan Team -❣️
